Our investment management principles are based on creating individually customized portfolios, taking a balanced approach, and selecting high quality investments. We build balanced portfolios tailored for each individual’s risk tolerance and financial situation. Specific needs including long-term investment growth, or particular investment considerations are all considered. In many cases, clients arrive with existing positions that we integrate to create a balanced portfolio while also minimizing capital gains. How do you choose your investments or fundings? Taking personalised Investment Advice can be vital, especially in the current economic environment, with high inflation and record low interest rates.

 

Of course we are not talking about "get rich quick" type of investments, but conservative, steady, reasoned and logical advice. Whether you are seeking to provide money for the Start Up of your business, expansion of existing ones or fund a viable project, it is important to make the right investment choices. As independent financial planning advisers, we have access to tens of thousands of investment funds which cover an enormous range of asset classes. Which funds are right for you, and in which combinations, will depend on many factors including your own attitude to risk, what your objectives are and when you are likely to need access to the money.

 

With our team-based approach, you're never limited to just one opinion. We work as a team, so you can be confident that our investment strategies are rigorously tested, challenged and strengthened by a larger network of experts. Our in-house investment committee develops portfolios and monitors the investments and securities within the portfolios. They evaluate macro-economic and market conditions to determine if and when specific changes are needed in our investors portfolios and Folx Finance Inc investment philosophies.

Investing for life. Your life.

Whatever your goals are, it's how you invest your assets that largely determines how soon you'll reach them. Whether you're looking to grow your money over time, generate income in retirement or preserve your wealth for future generations, confidence in your financial course comes with knowing your assets are invested well. We can help you narrow the overwhelming number of investment opportunities to just the right ones for you, your family and your goals.

We'll analyze what's going on in the larger scheme of things. We'll analyze what's going on in the larger scheme of things - global events, macro and microeconomics, the markets at large - and we'll use that input along with your prioritized goals to help us allocate your resources in a way that balances your risks, while positioning you for any upside potential. That asset allocation - how many 'eggs' to put into any one investment 'basket' - is the number one contributor to portfolio stability and performance.

To find the right balance, we'll think about what mix of stocks, bonds, cash and other investments is most likely to help, while still offering exposure to various parts of the market.

Taking what we've already learned about you, we thoroughly research investment opportunities to find ones that fit into your financial picture. We use a deliberate, thoughtful process - enhanced by research and analysis from industry experts - to narrow the investment vehicles at your disposal, selecting only the ones that pass rigorous screenings for growth potential, capital preservation, income and a variety of other factors. Not only do we consider the potential for returns for these investments, but we'll also look for the diversification and tax benefits they can bring to your portfolio. Most important, the selections must have a greater likelihood of achieving your short- and long-term goals without taking on unnecessary risk. And as your life changes, your strategy may, too.

Careful monitoring helps us recognize when your portfolio allocation begins to stray from your original intentions Careful monitoring helps us recognize when your portfolio allocation begins to stray from your original intentions (perhaps as a result of market performance or macroeconomic changes) and needs to be rebalanced. That early intervention allows us to quickly adjust your asset allocation or investment selection to get you back on track. The result is a carefully crafted investment strategy that reflects who you are and what you want out of life - one that uses the dynamic forces of the markets to help you reach your goals.